Intercom vs Zendesk, what you pay for seats and AI
Intercom and Zendesk are both helpdesks you pay for by the seat, and both put an AI agent on every plan that’s billed by results. Intercom charges for every Fin outcome from the first. Zendesk includes an allowance, then charges for each resolution past it. Zendesk suits a team that already runs support across email, chat and phone. Intercom suits a small team that wants Fin to answer most conversations. Here’s how each one counts, caps and bills the AI, beside the seat prices. The third column is Deacon, an AI customer support agent for founders who handle support themselves. It has a free plan, and it needs no card.
Prices read on intercom.com/pricing and zendesk.com/pricing on 23 September 2026, and Intercom’s Early Stage and Pro prices again on 10 October 2026
How Intercom and Zendesk bill for the AI
Intercom charges for each Fin outcome
Fin is on every plan, with no outcomes included. Each outcome costs $0.99 and is billed at the end of the period. One is counted when a customer confirms Fin solved their problem, when they leave without asking for more help, or when Fin completes a Procedure you set up, handoffs included. Intercom charges at most one per conversation, nothing when Fin can’t answer or the customer asks for a person, and refunds an outcome if the conversation is reopened. To cap the bill, you set a hard limit, and Fin switches off for the rest of the period once it’s reached.
Zendesk includes an allowance, then charges per resolution
Zendesk’s AI agents are on every plan with an allowance included, and its own pages describe that allowance two ways. The pricing page counts automated resolutions, 5 an agent a month on Support Team and Suite Team, 10 on Suite Growth and Suite Professional and 15 on Suite Enterprise, up to 10,000 a year. The help centre describes resolution tiers, introduced on 18 May 2026, with the allowance held as money, $2 an agent a month on Suite Team and the Support plans, $5 on Suite Growth and Suite Professional and $10 on Suite Enterprise, up to $5,000 a year. Past the allowance, a resolution is $2.00 pay as you go, or $1.50 bought in advance. The AI agent keeps answering by default, billed monthly, unless you switch overage off, which pauses it and sends conversations to your team.
The figures in these cards are from intercom.com/pricing, zendesk.com/pricing and Zendesk’s help centre, read on 23 September 2026.
Both put seats underneath. Intercom’s Essential is $19 or $29 a seat a month billed yearly, and $29 or $39 monthly, depending on which of two versions of the page you’re shown. Zendesk’s Support Team is $19 an agent a month billed yearly, or $25 monthly, for email and ticketing, and messaging and live chat start on Suite Team, at $55 an agent a month billed yearly, or $69 monthly. So for chat on your site with an AI agent answering, the seat to compare is Intercom’s Essential against Zendesk’s Suite Team, and each AI bill comes on top.
Either way, past any allowance, the AI costs more as it settles more conversations. A support team weighs that against an agent’s wages. A founder with no agents to replace just sees a bill that grows as the AI gets better.
Intercom, Zendesk and Deacon, line by line
| Feature | Intercom | Zendesk | Deacon |
|---|---|---|---|
| Free plan | None. A 14-day trial with no card, and when it ends Intercom and Fin stop until you pay | None. A 14-day trial of Suite Professional, with Copilot on and no card | 50 answers a month on one seat, with every feature, no card and no end date |
| Cheapest paid plan | Essential, $19 a seat a month billed yearly or $29 monthly on one version of the page, and $29 or $39 on the other | Support Team, $19 an agent a month billed yearly, or $25 monthly, for email and ticketing. Messaging and live chat start on Suite Team, at $55 billed yearly or $69 monthly | Starter, $50 a month, or $40 a month billed yearly, for 1,000 answers on three seats |
| How the AI is billed | $0.99 an outcome, from the first one | An allowance comes with each plan, then $2.00 a resolution pay as you go, or $1.50 bought in advance | It isn’t billed on its own. The answers are the plan |
| What the AI is charged for | A customer confirming Fin solved it, leaving without asking for more help, or Fin completing a Procedure. At most once per conversation | A request the AI agent resolved without passing it to a person, as judged by a language model. On the newer tiers, only a verified resolution counts against the allowance, not a contained one, where the customer stopped asking but the model couldn’t confirm the request was resolved | Each reply Deacon writes on your live site. Chats in the Playground and on localhost never count |
| AI included in the plan | None, outside the Early Stage programme | The pricing page says 5, 10 or 15 resolutions an agent a month, by plan, up to 10,000 a year. The help centre says $2, $5 or $10 an agent a month, up to $5,000 a year | 1,000 answers a month on Starter and 50 on Free, with the same model on every plan |
| Past the allowance | There’s no allowance to pass. Outcomes are billed at the end of each period, and a hard limit, if you set one, switches Fin off for the rest of it and sends new conversations to your handover steps | The AI agent keeps answering at the pay-as-you-go rate, billed monthly, unless you switch overage off. Then it pauses and conversations go to your team | Nothing more is billed. Visitors get a short reply saying Deacon can’t look into that one right now, and are asked for their email unless they’ve already left it in that conversation |
| Removing their branding | On Advanced and Expert, from $85 a seat a month billed yearly, or $99 monthly | From the messaging widget, only on Suite Enterprise, which the pricing page sells through sales | No plan shows a “powered by” line, so there’s no badge to pay to remove |
| Seeing what customers ask | Pre-built reports on every plan and custom reports from Advanced. The Topics Explorer needs Pro, an add-on from $100 a month | Prebuilt analytics dashboards on every plan, and AI quick reports and intelligent triage, which classifies each ticket by what the customer needs, from Suite Professional. Using triage in routing and automation takes the Copilot add-on | Every conversation, searchable by what visitors asked, and Topics that group questions, count who asked and label most of them, on every plan. Website analytics come from the same script |
| What the AI learns from | Help centre and internal articles, snippets, past conversations and webpages, plus PDFs and content synced from Zendesk, Guru, Confluence and Notion | Your Zendesk help centre, plus outside content brought in by a web crawler or a knowledge connector | Your website’s main pages, or the whole site on a paid plan, single pages, files (PDF, Word, Markdown, text, CSV or HTML), pasted text and the answers you write |
| Channels | The Messenger chat widget and support email on every plan, with WhatsApp, SMS and phone billed by use. Fin can also answer on Slack, Instagram, Facebook Messenger and Discord | Email and the web widget on every plan. Messaging, live chat, social channels and voice from Suite Team, and IVR phone menus and callbacks from Suite Professional | The chat widget on your own website |
| Getting it on your site | A snippet before the closing body tag, once you have a trial or a paid subscription | The messaging widget’s snippet before the closing body tag, on a Suite plan. A Zendesk help centre can add it in one click | One script tag before the closing body tag, or a prompt your coding agent follows to add it and check it’s live |
| Seats | A paid seat for each teammate who replies. Advanced adds 20 free Lite seats and Expert 50, for teammates who don’t message customers | Priced per agent on every plan | one seat on Free, three seats on Starter |
| For startups | Early Stage, $65 a month in year one for 6 Advanced seats and 300 Fin outcomes a month, if you’ve raised up to $10M, have fewer than 15 employees and are new to Intercom | Zendesk for Startups, the Suite free for 6 months, or up to 2 years through a partner, if you have fewer than 50 employees, or up to 249 with a partner’s referral, no more than a Series B and are under 10 years old | The free plan, with every feature on it |
Free plan
- Intercom
- None. A 14-day trial with no card, and when it ends Intercom and Fin stop until you pay
- Zendesk
- None. A 14-day trial of Suite Professional, with Copilot on and no card
- Deacon
- 50 answers a month on one seat, with every feature, no card and no end date
Cheapest paid plan
- Intercom
- Essential, $19 a seat a month billed yearly or $29 monthly on one version of the page, and $29 or $39 on the other
- Zendesk
- Support Team, $19 an agent a month billed yearly, or $25 monthly, for email and ticketing. Messaging and live chat start on Suite Team, at $55 billed yearly or $69 monthly
- Deacon
- Starter, $50 a month, or $40 a month billed yearly, for 1,000 answers on three seats
How the AI is billed
- Intercom
- $0.99 an outcome, from the first one
- Zendesk
- An allowance comes with each plan, then $2.00 a resolution pay as you go, or $1.50 bought in advance
- Deacon
- It isn’t billed on its own. The answers are the plan
What the AI is charged for
- Intercom
- A customer confirming Fin solved it, leaving without asking for more help, or Fin completing a Procedure. At most once per conversation
- Zendesk
- A request the AI agent resolved without passing it to a person, as judged by a language model. On the newer tiers, only a verified resolution counts against the allowance, not a contained one, where the customer stopped asking but the model couldn’t confirm the request was resolved
- Deacon
- Each reply Deacon writes on your live site. Chats in the Playground and on localhost never count
AI included in the plan
- Intercom
- None, outside the Early Stage programme
- Zendesk
- The pricing page says 5, 10 or 15 resolutions an agent a month, by plan, up to 10,000 a year. The help centre says $2, $5 or $10 an agent a month, up to $5,000 a year
- Deacon
- 1,000 answers a month on Starter and 50 on Free, with the same model on every plan
Past the allowance
- Intercom
- There’s no allowance to pass. Outcomes are billed at the end of each period, and a hard limit, if you set one, switches Fin off for the rest of it and sends new conversations to your handover steps
- Zendesk
- The AI agent keeps answering at the pay-as-you-go rate, billed monthly, unless you switch overage off. Then it pauses and conversations go to your team
- Deacon
- Nothing more is billed. Visitors get a short reply saying Deacon can’t look into that one right now, and are asked for their email unless they’ve already left it in that conversation
Removing their branding
- Intercom
- On Advanced and Expert, from $85 a seat a month billed yearly, or $99 monthly
- Zendesk
- From the messaging widget, only on Suite Enterprise, which the pricing page sells through sales
- Deacon
- No plan shows a “powered by” line, so there’s no badge to pay to remove
Seeing what customers ask
- Intercom
- Pre-built reports on every plan and custom reports from Advanced. The Topics Explorer needs Pro, an add-on from $100 a month
- Zendesk
- Prebuilt analytics dashboards on every plan, and AI quick reports and intelligent triage, which classifies each ticket by what the customer needs, from Suite Professional. Using triage in routing and automation takes the Copilot add-on
- Deacon
- Every conversation, searchable by what visitors asked, and Topics that group questions, count who asked and label most of them, on every plan. Website analytics come from the same script
What the AI learns from
- Intercom
- Help centre and internal articles, snippets, past conversations and webpages, plus PDFs and content synced from Zendesk, Guru, Confluence and Notion
- Zendesk
- Your Zendesk help centre, plus outside content brought in by a web crawler or a knowledge connector
- Deacon
- Your website’s main pages, or the whole site on a paid plan, single pages, files (PDF, Word, Markdown, text, CSV or HTML), pasted text and the answers you write
Channels
- Intercom
- The Messenger chat widget and support email on every plan, with WhatsApp, SMS and phone billed by use. Fin can also answer on Slack, Instagram, Facebook Messenger and Discord
- Zendesk
- Email and the web widget on every plan. Messaging, live chat, social channels and voice from Suite Team, and IVR phone menus and callbacks from Suite Professional
- Deacon
- The chat widget on your own website
Getting it on your site
- Intercom
- A snippet before the closing body tag, once you have a trial or a paid subscription
- Zendesk
- The messaging widget’s snippet before the closing body tag, on a Suite plan. A Zendesk help centre can add it in one click
- Deacon
- One script tag before the closing body tag, or a prompt your coding agent follows to add it and check it’s live
Seats
- Intercom
- A paid seat for each teammate who replies. Advanced adds 20 free Lite seats and Expert 50, for teammates who don’t message customers
- Zendesk
- Priced per agent on every plan
- Deacon
- one seat on Free, three seats on Starter
For startups
- Intercom
- Early Stage, $65 a month in year one for 6 Advanced seats and 300 Fin outcomes a month, if you’ve raised up to $10M, have fewer than 15 employees and are new to Intercom
- Zendesk
- Zendesk for Startups, the Suite free for 6 months, or up to 2 years through a partner, if you have fewer than 50 employees, or up to 249 with a partner’s referral, no more than a Series B and are under 10 years old
- Deacon
- The free plan, with every feature on it
Intercom’s prices come from intercom.com/pricing and Zendesk’s from zendesk.com/pricing, both read on 23 September 2026, with Intercom’s Early Stage and Pro prices read again on 10 October 2026. Zendesk’s allowance in money is from its help centre, and the other pages used are listed at the end.
Which of the two suits your support team
Zendesk suits you if support already runs as a team, with queues, service levels and a phone line. Suite Team brings messaging, live chat, social channels and voice into one place, and Suite Professional adds IVR phone menus, callbacks, skills-based routing and community forums. Its marketplace lists more than 1,800 apps. Before a busy month, you choose whether the AI agent keeps answering past its allowance or hands the work to your team. And if your company is under 10 years old, with no more than a Series B and fewer than 50 employees, or up to 249 if a partner refers you, Zendesk for Startups can give you the Suite free for 6 months, or up to 2 years through a partner.
Intercom suits you if you want Fin to answer most conversations and a small team to take the rest. Fin is billed only for outcomes, never when it can’t answer or the customer asks for a person, at most once a conversation, and refunded when a conversation is reopened. Essential includes the Messenger, a shared inbox, ticketing and a public help centre, and Workflows and custom reports start on Advanced. If you’ve raised up to $10M, have fewer than 15 employees and are new to Intercom, Early Stage makes the first year of Advanced $65 a month for 6 seats, with 300 Fin outcomes a month.
Both are helpdesks first, built for a team working through a queue. If you’re a founder answering support between building, you may not need a helpdesk at all, and there’s a third option.
Deacon, for founders who don’t need a helpdesk
A helpdesk organises a team’s work. When support is just you, what you need is for the same questions to stop landing on you. Deacon answers them on your site in seconds, at any hour, from your own docs and in each customer’s language, with no flows to build. When your docs don’t cover a question, it says it doesn’t know instead of inventing an answer, and asks for the visitor’s email. You get an email when they leave one or ask for a person, and you reply from Deacon’s dashboard, straight into their chat if it’s still open. There are no tickets, queues or rotas.
Each answer you write makes it better. A question your docs missed gets an Answer this button, and what you write becomes part of what Deacon knows, so it can answer the next person who asks. Save & check then asks Deacon the question again, shows you what it now says and tells you how many other open questions your answer covers. The more you answer, the less Deacon needs you.
You also see what customers are stuck on and what they want next. Every conversation is saved and searchable by what visitors asked. Topics group the questions, count the people behind each one and label most of them, for example as a bug report, a feature ask or a how-to. That’s on every plan, free included. On Intercom, the Topics Explorer needs Pro, an add-on from $100 a month, and on Zendesk, intelligent triage starts on Suite Professional. The script behind Deacon’s widget also runs your website analytics, with visitors, sources, goals and funnels.
And the AI isn’t a second bill. Deacon counts its own replies, so what you pay never depends on a vendor judging whether a conversation was resolved. Every feature is on every plan, the plans differ only in answers, knowledge, pages from your website and seats, and nothing is billed past a plan’s answers. No plan upgrades itself, and none shows a “powered by” line. Intercom removes its branding only on Advanced and Expert, and Zendesk hides its logo from the messaging widget only on Suite Enterprise. The free plan needs no card, has no end date and deletes nothing for inactivity.
What buyers ask about Intercom and Zendesk
Where each figure was read
Every figure above was read on 23 September 2026 (Intercom’s Early Stage and Pro prices on 10 October 2026), from these pages.
- Intercom and Fin www.intercom.com/pricing · fin.ai/pricing · www.intercom.com/help/en/articles/9061614-fin-and-intercom-plans-explained · www.intercom.com/help/en/articles/8344190-pricing-faqs · www.intercom.com/help/en/articles/8205718-fin-ai-agent-outcomes · www.intercom.com/help/en/articles/8991894-how-to-see-and-manage-your-usage · www.intercom.com/help/en/articles/15432088-your-workspace-settings · www.intercom.com/help/en/articles/11390087-use-the-topics-explorer-to-see-what-s-driving-volume · www.intercom.com/early-stage · www.intercom.com/help/en/articles/15359850-early-stage-program · www.intercom.com/helpdesk/knowledge-hub · www.intercom.com/help/en/articles/167-install-intercom-for-visitors-and-leads-on-web · www.intercom.com/blog/today-intercom-becomes-fin/ · fin.ai/blog/salesforce-completes-acquisition-of-fin
- Zendesk www.zendesk.com/pricing/ · www.zendesk.com/free-trial/ · www.zendesk.com/business/startups/ · support.zendesk.com/hc/en-us/articles/10479587390106-Managing-resolution-allowances · support.zendesk.com/hc/en-us/articles/9570369117338-About-automated-resolution-tiers · support.zendesk.com/hc/en-us/articles/10479528943130-Upgrading-from-automated-resolutions-to-resolution-allowances · support.zendesk.com/hc/en-us/articles/5352026794010-About-automated-resolutions-for-AI-agents · support.zendesk.com/hc/en-us/articles/4408846619546-How-do-I-remove-the-Zendesk-logo · support.zendesk.com/hc/en-us/articles/4500748175258-Installing-the-Web-Widget-for-messaging · support.zendesk.com/hc/en-us/articles/8357749301658-Connecting-knowledge-sources-to-power-generative-replies-in-AI-agents
Try Deacon for free
Deacon answers your customers in seconds from your own docs, admits when it doesn’t know, and shows you what they need next, with no helpdesk to run. Every feature is on the free plan, and it needs no card.
For Deacon set against Zendesk directly, see Deacon vs Zendesk, and for Zendesk against a free live chat inbox, Tidio vs Zendesk. Help Scout vs Zendesk and Help Scout vs Intercom set each one against a shared inbox with a free plan. Zendesk competitors and Intercom alternatives for startups price more rivals side by side, Intercom pricing and Zendesk AI pricing work through each one’s bill for a small team, and Deacon’s plans are on the pricing page.







