Chatbase vs Intercom
These two are not really the same kind of purchase. Chatbase is a bundle of credits with a widget attached. Intercom is a help desk you staff, with an AI agent billed by the result. The comparison is worth making because the same founder often has both tabs open.
Prices read 18 September 2026
Side by side
| Feature | Chatbase | Intercom | Deacon |
|---|---|---|---|
| Free plan | 50 message credits a month, one member, one agent, 1 MB of training content | None. A 14-day trial that takes no card, then one paid seat is the floor | 50 answers a month on one seat, and no card is asked for |
| Cheapest paid plan | Hobby, $40 a month for 700 credits and two members. The $32 a month billed annually is worked out from the page’s own payload rather than printed | Essential, $19 or $29 a seat a month on annual billing — the page runs a live price experiment and serves one or the other. Fin usage is on top of whichever you get | Starter, $50 a month, or $40 a month billed yearly, for 1,000 answers |
| What the meter counts | A request to the model. Every model Chatbase names costs two to six credits a reply; one credit is the unnamed rest. An action can make the agent send more than one request | Two things at once. A seat for every teammate, and $0.99 for each outcome Fin reaches | One thing. An answer |
| What counts as one unit | Whatever the model was asked, so a single question can be several | Intercom counts an outcome when a customer confirms the issue is resolved, or does not ask for more help after Fin replies, or Fin completes a workflow. At most one a conversation | One question and the reply it gets |
| When it does not know | You are charged for the request either way | You are not billed. Intercom says if Fin cannot answer, or the customer asks for a person, you pay nothing | It says so and offers to take an email address. The answer still counts against the month |
| When the allowance runs out | The agent stops and shows the visitor a notice that it is unavailable | There is no allowance to run out. Usage is pay as you go unless you set a hard limit, and Fin switches off at the limit you set | The widget keeps talking. It says it cannot look into that one now and asks for an email address so you can follow up |
| Minimum spend | The plan price, and nothing more unless you buy recharge credits | One paid seat, and on a third-party help desk a monthly commitment of 50 outcomes. Intercom warns that a limit set below the commitment still bills the commitment | The plan price |
| Does it need a help desk underneath | No, though it ships one with routing, assignment and manual takeover if you want it | Yes. Intercom’s help centre says you need an Intercom trial or subscription to install the Messenger; Fin can run on Salesforce, HubSpot or Freshdesk instead | No. There is no help desk to buy first |
| Channels | Sixteen, including a hosted help page, email, inbound phone, Slack, WhatsApp, Messenger, Instagram and Shopify | Voice, email, Messenger, WhatsApp, Instagram, Facebook Messenger, SMS, Slack, Discord and an agent API | One. The widget on your own site |
| If you have just raised | Nothing published | Early Stage: 93% off in year one, the help desk from $33 a month with 300 Fin outcomes included, for companies under $10 million raised with fewer than 15 employees and no existing account | Nothing published. The free plan is the offer |
Free plan
- Chatbase
- 50 message credits a month, one member, one agent, 1 MB of training content
- Intercom
- None. A 14-day trial that takes no card, then one paid seat is the floor
- Deacon
- 50 answers a month on one seat, and no card is asked for
Cheapest paid plan
- Chatbase
- Hobby, $40 a month for 700 credits and two members. The $32 a month billed annually is worked out from the page’s own payload rather than printed
- Intercom
- Essential, $19 or $29 a seat a month on annual billing — the page runs a live price experiment and serves one or the other. Fin usage is on top of whichever you get
- Deacon
- Starter, $50 a month, or $40 a month billed yearly, for 1,000 answers
What the meter counts
- Chatbase
- A request to the model. Every model Chatbase names costs two to six credits a reply; one credit is the unnamed rest. An action can make the agent send more than one request
- Intercom
- Two things at once. A seat for every teammate, and $0.99 for each outcome Fin reaches
- Deacon
- One thing. An answer
What counts as one unit
- Chatbase
- Whatever the model was asked, so a single question can be several
- Intercom
- Intercom counts an outcome when a customer confirms the issue is resolved, or does not ask for more help after Fin replies, or Fin completes a workflow. At most one a conversation
- Deacon
- One question and the reply it gets
When it does not know
- Chatbase
- You are charged for the request either way
- Intercom
- You are not billed. Intercom says if Fin cannot answer, or the customer asks for a person, you pay nothing
- Deacon
- It says so and offers to take an email address. The answer still counts against the month
When the allowance runs out
- Chatbase
- The agent stops and shows the visitor a notice that it is unavailable
- Intercom
- There is no allowance to run out. Usage is pay as you go unless you set a hard limit, and Fin switches off at the limit you set
- Deacon
- The widget keeps talking. It says it cannot look into that one now and asks for an email address so you can follow up
Minimum spend
- Chatbase
- The plan price, and nothing more unless you buy recharge credits
- Intercom
- One paid seat, and on a third-party help desk a monthly commitment of 50 outcomes. Intercom warns that a limit set below the commitment still bills the commitment
- Deacon
- The plan price
Does it need a help desk underneath
- Chatbase
- No, though it ships one with routing, assignment and manual takeover if you want it
- Intercom
- Yes. Intercom’s help centre says you need an Intercom trial or subscription to install the Messenger; Fin can run on Salesforce, HubSpot or Freshdesk instead
- Deacon
- No. There is no help desk to buy first
Channels
- Chatbase
- Sixteen, including a hosted help page, email, inbound phone, Slack, WhatsApp, Messenger, Instagram and Shopify
- Intercom
- Voice, email, Messenger, WhatsApp, Instagram, Facebook Messenger, SMS, Slack, Discord and an agent API
- Deacon
- One. The widget on your own site
If you have just raised
- Chatbase
- Nothing published
- Intercom
- Early Stage: 93% off in year one, the help desk from $33 a month with 300 Fin outcomes included, for companies under $10 million raised with fewer than 15 employees and no existing account
- Deacon
- Nothing published. The free plan is the offer
A note on Intercom’s seat price
You will be quoted a different number depending on which side of a test you land on, and this is not a guess. Intercom’s pricing page carries an experiment marker naming a price reduction on the Essential tier, and the Essential card sits inside it. Fetched twice seven minutes apart, the same page served $19 a seat a month to one visitor and $29 to another. The Advanced and Expert cards, which sit outside the experiment, did not move either time.
Both of those are the annual rate. The cards are served with annual billing selected, and the saving each arm advertises gives the monthly rate away: 26% against $39 in the arm showing $29, and 35% against $29 in the arm showing $19. The structured data embedded in the same page says $39 in both arms, because it does not follow the experiment, and the Early Stage page says $39 too.
So the honest summary is that a seat is $19 or $29 a month on annual billing depending on which arm you land in, that $39 is the monthly list price rather than a third possibility, and that Fin usage sits on top of it whichever you get. The part worth knowing is that the number you were quoted may not be the number a colleague was. Take a screenshot before you build a spreadsheet on it.
Who each one is really for
Intercom has the better deal for anyone it actually fits, and two of its terms are genuinely generous. You are not billed when Fin cannot answer or when the customer asks for a person, and you are billed at most once a conversation however many questions it took. If you have raised money recently and have fewer than fifteen people, Early Stage puts the help desk at $33 a month with 300 outcomes included, which no other vendor here comes near.
Chatbase wins on the thing Intercom cannot offer, which is a bill you know before the month starts. It also wins on entry: there is a free plan you can leave running, and no help desk underneath to buy, staff or migrate off later.
What neither of them sells is the shape in the third column. No seats, no outcome arithmetic, no help desk underneath. Deacon gives you one allowance of answers a month, and when it is gone the widget takes an email address instead of going quiet.
The questions that decide it
Where these figures came from
Every figure above was read on 18 September 2026, from these pages.
- Chatbase www.chatbase.co/pricing · www.chatbase.co/docs/faq/faq · www.chatbase.co/docs/user-guides/chatbot/channels
- Intercom and Fin www.intercom.com/pricing · www.intercom.com/early-stage · fin.ai/pricing · fin.ai/channels · www.intercom.com/help/en/articles/8991894-how-to-see-and-manage-your-usage · developers.intercom.com/installing-intercom/web/installation
Try Deacon for free
One plan price, no seats to count and no outcomes to argue about. Deacon answers from your own pages and hands you every question it could not.
Nine ways out of an Intercom bill are worked through in the Intercom alternatives for startups piece. The Deacon and Fin AI comparison takes the AI agent on directly, and ours are on the pricing page.






